Our Monthly Portfolio Update & 1 Million SGD Milestone Achieved
July 2026
Dear Investor,
Zee here. Time of the month again, to share our monthly update on our portfolio. You can read last month’s portfolio update here.
This month, I wanted to reveal that I have grew the account to 1 Million SGD. Truth is, I started in October 2023 with 2 separate accounts, and have been investing 2 accounts with different investing strategies.
Account 1
This is the account, which I have been showing monthly on this newsletter.
In Summary, account grew from USD 111,356.04 to USD 398,465.36
Time period: 2 years and 295 days (4 Oct 2023 → 26 July 2026 inclusive)
Total gain: +257.86%
Annualized return: ≈ +67.1% per year
Account 2
A separate account, started during the same time but deploying different strategies.
In Summary, account grew from USD 138,643.25 to USD 426,013.82
Time period: 2 years and 295 days (5 Oct 2023 → 26 July 2026 inclusive)
Total gain: +207.27%
Annualized return: ≈ 49.1% per year
Note: Gains should have been an additional +USD40,000 more, as this amount was withdrawn in January 2026 to buy a 2nd hand car for my parents. Incorporating this, the account would have an Annualized return: ≈ 53.97% per year
Adding Account 1 + Account 2
USD 398,465.36 + USD 466,013.82= USD 864,479.18
USD 864,479.18 X1.29 (prevailing exchange rate on 26th July 2026)= SGD 1,115,740.05
So there you have it, proof in the pudding, hitting 1 Mil SGD from purely investing is possible.
You might be wondering what happened before 5th Oct 2023? I was using TD Ameritrade and had to switch to IBKR due TD changing the rules to accept only Accredited Investors (i.e. rich retail investors).
Unfortunately, I did not keep the TD results but on excel sheet, these are the rough data I kept:
Account 1
Started 1st Jan 2020: 35,000 USD
Account 2
Started 1st Jan 2022: 100,000 USD
And now to the usual portfolio updates…
Public Portfolio Update: July 2026
YTD performance: +13.57%
MTD performance: -8.96%
Cash left uninvested: 0%
Our Portfolio Review:
(I) Markets fell, despite July being a bullish month. But this is fine for me, as the stocks and ETFs, held in this portfolio are solid ones.
(II) Market fundamentals still growing strong.
Disclaimer:
All information here is for educational purposes only. This is not financial advice. Please do your own research and speak with a licensed advisor before making any investment decisions. Past performance is not indicative of future returns. How we invest may not suit your investment goals and risk management profile.